Mississippi & Alabama

Dwelling Fire Insurance

An added layer of protection

What does a policy cover?

We want to make protecting your greatest investments easy!

Gulf States has created a program that gives the customer the flexibility to select customized coverage limits, deductibles and enhanced coverages.

Coverage A


This is the portion of your policy that covers the cost to repair or rebuild your home after it has had damage due to a covered peril/loss.

Coverage B

Other Structures

This provides coverage for other structures on your property that are not connected to your dwelling. (Detached sheds &/or garages for example)

Coverage D

Fair Rental Value & Additional Living Expense

This will provide reimbursement coverage for lost rents due to a covered peril/loss that makes the property uninhabitable.

customized options

Enhance your policy