Dwelling Fire Insurance
An added layer of protection
What does a policy cover?
We want to make protecting your greatest investments easy!
Gulf States has created a program that gives the customer the flexibility to select customized coverage limits, deductibles and enhanced coverages.
![](https://gulfstatesinsure.com/wp-content/uploads/2023/09/wired-outline-63-home.png)
Coverage A
Dwelling
This is the portion of your policy that covers the cost to repair or rebuild your home after it has had damage due to a covered peril/loss.
![](https://gulfstatesinsure.com/wp-content/uploads/2023/09/wired-outline-1357-warehouse.png)
Coverage B
Other Structures
This provides coverage for other structures on your property that are not connected to your dwelling. (Detached sheds &/or garages for example)
![](https://gulfstatesinsure.com/wp-content/uploads/2023/09/wired-outline-999-money-check.png)
Coverage D
Fair Rental Value & Additional Living Expense
This will provide reimbursement coverage for lost rents due to a covered peril/loss that makes the property uninhabitable.
customized options
Enhance your policy
- Premises Liability Protection
- Limited Theft Coverage
- Service Line Coverage
- Limited Water Back Up and Sump Discharge or Overflow Coverage
- Personal Property Coverage
- Equipment Breakdown Coverage
- Increased Ordinance or Law Coverage